Learning and Unlearning and Relearning

I was the impulsive buyer. I was the impulsive giver. I had this carefree attitude towards money. My philosophy was " money is meant to be spent".

That attitude landed me into many troubles as a student on the campus. I would spend every thing I had, and could hardly pay my transport fare back home at the end of the semester.

And it wasn't that I spent my money on frivolities. I couldn't close my eyes to my room mates' or friends' needs.

The problem was I was impulsive. No plans, no budgts. At the end of the day, I found it difficult to account for how my money was spent.

I somehow carried this attitude into my adult life . Thankfully, it got to s time, I knew I needed to change from being impulsive to being accountable. Especially as I am now responsible for the little humans who I birthed. Also, with my work as a Change Maker, any financial irresponsibility would affect them negatively.

So this training here on World Pulse on financial literacy is a plus.

I have found out that financial literacy is a skill to be learned, knowledge to be squired, and habits to be formed.

Finances are meant to be managed whether in the home, business or non-profits. Financial illiteracy is way too costly.

With the right financial knowledge, I can navigate financial systems, I can make informed decisions and set realistic goals for my self and my change making journey.

My takeaways from the financial literacy training is on savings and budgeting.

While Savings will help me "prepare for the rainy day", budgeting will help me determine how money is spent, like a map guiding me to achieve my goal, highlighting where I need to cut back on or re- allocate funds to.

So much for a once upon a time impulsive spender.